What is Country Estate Insurance?

Posted on , updated on by chris

The Farm Bureau Insurance Country Estate policy is designed for anyone who lives in rural areas, who owns acreage and may cultivate it, or has agricultural exposures but their primary living is made away from their land. Typically, these individuals will own five or more acres of land and their property is considered a residential agriculture zone.

Farm Bureau has been insuring farms for many years, so when it comes to your property, we understand the risks you face and the need for specialized insurance protection.

What All Does The Country Estate Policy Cover?

The Country Estate policy offers protection for:

  • Home and Personal Property
  • Farm and Personal Liability
  • Farm Personal Property
  • Outbuildings
  • Animals
  • Fences
  • Farm Signs
  • Cargo

What is Considered Farm Personal Property?

Your policy will offer you blanket protection for farm related personal property, like grain and hay, equipment, tools, supplies, livestock, and cargo. We’ll help you add up all of your property so you can purchase the right amount of coverage for your needs. You can also insure each item separately, rather than purchase blanket coverage for everything. When it comes to animals, there are specific coverage limits so you may need to increase your coverage depending on your situation. Fences and farm signs may require additional coverage as well.

What About Outbuildings?

Any buildings used for farming, machinery, or crop storage can be covered under your Country Estate policy. Coverage can vary depending on the type of buildings you have and their condition. We’ll take a look at your specific situation and help you get the right coverage for each building on your property.

Your Country Estate policy also gives you access to MyHomeWorks™, a free program that offers you a home inventory tool as well as many energy-saving tools and tips.

We understand how valuable your property is, and we want to help keep it secure. Let the team at the Laurent Insurance Group help you decide which policy and coverage options are best for you, your family, and your home. There are credits available with each insurance policy – we’ll let you know which credits you qualify for and what additional savings may be available to you.

Why Work With Us?

At the Laurent Insurance Group, we work hard to protect the people of Michigan from the risks of everyday life. Whether you’re protecting your family, home, business, or yourself, we’ll help find the right insurance plan for you. As your local Farm Bureau Insurance Agency, you can trust that we’ll provide you with exceptional, personalized service. Our team is experienced, focused, and always ready to assist you.

For more information on our Country Estate policy, reach out to the Laurent Insurance Group at (517) 668-1600.