Have You Thought About Life Insurance Lately? Posted on September 27, 2021, updated on September 27, 2021 by chris Fall is in the air, which means all our favorite Fall things are back in full swing – the evenings are brisk, cider mills are open, and, you guessed it, football is back on the TV. This also means your kids are going back to school. If you’re like most parents, you will go to great lengths to ensure your children are prepared for the future, and school is a big part of those preparations. From the supplies you buy them, to the school district you enroll them in, a great deal of thought likely went in to those decisions. While going through this season of setting your kids up for future success, it seems natural to discuss another way you can ensure a bright future for your little ones, no matter what happens to you and your spouse; life insurance. The loss of your life or the life of your spouse is the last thing you want to consider, especially during this hectic season. With that said, providing for your children well into the future is reason to do so. Simply put, life insurance is a “peace of mind” policy that ensures your loved ones will be taken care of monetarily if something happened to you or your partner. No matter your circumstances, there’s a life insurance policy designed for you and your family. Let’s dive into some of the key factors to consider when shopping for a Life Insurance policy. Beneficiaries Life insurance is designed to give a payout to a person of your choosing if you pass away. This can provide your beneficiaries and through them your children, with the resources needed for both everyday and future expenses. It’s important to note that a minor cannot legally be a beneficiary. Make sure you carefully decide who to name as your beneficiaries if you have children who are minors. Expenses When it comes to your children, your life insurance policy can provide for them in a number of ways. From covering everyday expenses and childcare to emergencies and education. From the day they were born, your children have depended on you. Life insurance is a way for them to continue to depend on you after you’ve passed away. Lifestyle The type of life insurance policy you get depends on many factors, including your lifestyle. No matter how you live your life, we’re here to advise you and help find the best policy to protect you and your family. We’ll match you with the right product to suit both your budget and needs. Life insurance gives you the ability to continue providing for and protecting the ones you love well after you’re gone. This time of year, much of our focus is on our children with them going back to school, participating in sports, and everything else that comes with kids. While you have your mind on them, think about all the ways you can protect and provide for them. Life insurance doesn’t have to be another stressful item on the to-do list – we’re here to simplify the process and help you decide on the right life insurance policy for you and your family.